Insurance for Landlords
When need landlord insurance
If you're only taking in renters a few weeks per year, your homeowners policy might provide coverage. But when rentals become more than occasional, your homeowners policy won't suffice. You will need landlord insurance.
Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as a result it helps protect your assets and your future. It does this in two ways: Provides additional liability coverage above the limits of your homeowners, auto, and boat insurance policies.